PURCHASE

Buying a home is an exciting time! It can also be a confusing time. Many questions may surface. What can I afford? What are my options? What program will best fit my needs?
You can rest assured 1 Stop Mortgage.com has the answer!

Loan options

•  Conventional, Non-conventional , Jumbo, ARMs, FHA, VA
•  New Construction Programs · Avoid PMI with an 80-10-10
  
•  Flex 97-combined median income lower than 41,000, good credit, 3%  down (does not  have to be own funds)
  
•  Community Home Buyer Program (3% of own money)
  
•  Subprime- Less than perfect credit- up to 95% CLTV
  
•  Stated Income Programs to 80% LTV- great for self-employed borrowers
  
•  104% Financing
  
•  97% Purchase
  
•  95% Owner-Occupied 3-4 units
  
•  90% Non Owner Occupied 1-4 units- investments
  
•  95% Second Homes
  
•  97% Condos, Non-warrantable Condos to 95% LTV
  
•  Manufactured Homes to 97% LTV
  
•  VA- No money down, funding fee can also be financed
  
•  FHA - 3% down, funds for down payment or closing may be gift, Flexible   qualifying ratios,  no income limits

For additional loan programs or if you need more information:
Contact a loan officer
or go to
What you should know about mortgage financing.

REFINANCE - SAVE MONEY ON YOUR MONTHLY PAYMENTS!

1 Stop Mortgage.com may be able to save you money with our low rates! Our refinance process is hassle free! Your financial status may have changed since your last mortgage purchase or refinance. Homeowners refinance for a variety of reasons. Homeowners refinance from adjustable rates to fixed rates, from fixed rates to adjustable rates, to take cash out of the property's equity, alleviate PMI, or to simply reduce the monthly payment by a rate reduction refinance. ARM will find a program to save you money on your monthly payment!

•  95% Rate/Term Refinance - You may be able to roll in all your costs!
•  No Closing Cost Refinances may be available to you!
  
•  85% Cash out Owner Occupied & Non Owner Occupied

For additional loan programs or if you need more information:
Contact a loan officer
or go to
What you should know about mortgage financing.